The Center for Economic Justice is committed to ongoing participation in national policy debates on the future of insurance regulation. After Congress passed the Gramm Leach Bliley Act (GLB) in 1999, the National Association of Insurance Commissioners (NAIC), fearful that Congress would attempt to create a federal insurance regulator, embarked on a program to “modernize” state insurance regulation. The insurance industry seized upon these events to press state regulators for a radical program of insurance de-regulation.

In addition to extensive testimony before the NAIC, CEJ Executive Director Birny Birnbaum serves on the NAIC Consumer Board of Trustees, where he has advocated meaningful market analysis and market regulation capability within state insurance departments.

Birnbaum has also testified before the National Conference of Insurance Legislators (NCOIL) and the National Conference of State Legislatures (NCSL), including before the Streamlining Insurance Regulation Task Force in 2002 and 2003.

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Name	Downloads	Version	Owner	Last Modified	Rating
CEJ Comments to NAIC Market Analysis Procedures Working Group 180518 - cej_comments_mapwg_180518_lpimcas_ratios.pdf » cej_comments_mapwg_180518_lpimcas_ratios.pdf File Options Download Description Preview Other Versions Goto Post	602 downloads	1.0	Dana Glass	2018-05-18 15:04
CEJ Comments on Commercial Lines Regulatory "Modernization" 171203 - cej_comments_naic_c_171203_commlines.pdf » cej_comments_naic_c_171203_commlines.pdf File Options Download Description Preview Other Versions Goto Post	552 downloads	1.0	Dana Glass	2017-12-03 0:03
CEJ Comments to NAIC Market Analysis Procedures Working Group 171020 - cej_comments_mapwg_171020_mcas_quarterly_reporting-1.pdf » cej_comments_mapwg_171020_mcas_quarterly_reporting-1.pdf File Options Download Description Preview Other Versions Goto Post	610 downloads	1.0	Dana Glass	2017-10-20 21:21
CEJ Response to Industry Trades Letter 170927 - cej_comments_mapwg_170927_privateflood.pdf » cej_comments_mapwg_170927_privateflood.pdf File Options Download Description Preview Other Versions Goto Post	560 downloads	1.0	Dana Glass	2017-09-12 21:20
CEJ Comments to Disability MCAS Drafting Group 170912 - cej_comments_dismcas_170912.pdf » cej_comments_dismcas_170912.pdf File Options Download Description Preview Other Versions Goto Post	582 downloads	1.0	Dana Glass	2017-09-12 21:18
CEJ Comments to NAIC Market Analysis Procedures Working Group 170901 - cej_comments_mapwg_170901_floodmcas-1.pdf » cej_comments_mapwg_170901_floodmcas-1.pdf File Options Download Description Preview Other Versions Goto Post	547 downloads	1.0	Dana Glass	2017-09-01 21:19
CEJ Comments to NAIC Market Analysis Procedures Working Group 170830 - cej_comments_mcexamwg_170830.pdf » cej_comments_mcexamwg_170830.pdf File Options Download Description Preview Other Versions Goto Post	594 downloads	1.0	Dana Glass	2017-08-30 21:22
CEJ Comments to Market Conduct Examination Standards Working Group 170719 - cmte_d_market_conduct_exam_standards_exposure_170719_cej_comments.pdf » cmte_d_market_conduct_exam_standards_exposure_170719_cej_comments.pdf File Options Download Description Preview Other Versions Goto Post	612 downloads	1.0	Dana Glass	2017-07-19 21:22
CEJ Comments on Improving Stakeholder Participation 160120 - cejtoiaisimprovingconsumerstakeholderparticipation1601201.pdf » cejtoiaisimprovingconsumerstakeholderparticipation1601201.pdf File Options Download Description Preview Other Versions Goto Post	540 downloads	1.0	admin	2016-01-20 15:10
CEJ Comments on Stakeholder Participation in IAIS Activities 160120 - cejtoiaisimprovingconsumerstakeholderparticipation160120.pdf » cejtoiaisimprovingconsumerstakeholderparticipation160120.pdf File Options Download Description Preview Other Versions Goto Post	620 downloads	1.0	admin	2016-01-20 15:10
CEJ Recommendations on Charges for Property Casualty (C) Committee 151111 - cejcommentsandrecommendationsonproposed2016chargesforpropertycasualty1.pdf » cejcommentsandrecommendationsonproposed2016chargesforpropertycasualty1.pdf File Options Download Description Preview Other Versions Goto Post	482 downloads	1.0	admin	2015-11-11 15:10
CEJ Comments on Market Regulation Accreditation Program Proposal for Implementation 151021 - cejcommentsonmktregaccimplementationproposal1511131.pdf » cejcommentsonmktregaccimplementationproposal1511131.pdf File Options Download Description Preview Other Versions Goto Post	603 downloads	1.0	admin	2015-10-21 15:10
CEJ Comments on SERFF Public Access Enhancement 151015 - cejcommentssfaenhancement151015.pdf » cejcommentssfaenhancement151015.pdf File Options Download Description Preview Other Versions Goto Post	597 downloads	1.0	admin	2015-10-15 15:10
CEJ Comments on Market Regulation Accreditation Standards 150922 - cejcommentsonmraccreditation150922.pdf » cejcommentsonmraccreditation150922.pdf File Options Download Description Preview Other Versions Goto Post	548 downloads	1.0	admin	2015-09-22 15:10
American Security Insurance Company v. State of Florida Office of Insurance Regulation Appendix A 160715 - asictradesecretreportappendices1.pdf » asictradesecretreportappendices1.pdf File Options Download Description Preview Other Versions Goto Post	961 downloads	1.0	admin	2015-07-15 15:10
American Security Insurance Company v. State of Florida Office of Insurance Regulation Report 160715 - bbreportasic.pdf » bbreportasic.pdf File Options Download Description Preview Other Versions Goto Post	567 downloads	1.0	admin	2015-07-15 15:10