Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring. CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.
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450 downloads | 1.0 | admin | 2016-06-06 15:10 | ||
394 downloads | 1.0 | Dana Glass | 2015-11-15 18:40 | ||
459 downloads | 1.0 | Dana Glass | 2014-07-07 18:38 | ||
410 downloads | 1.0 | Dana Glass | 2012-06-01 18:59 | ||
359 downloads | 1.0 | Dana Glass | 2008-03-29 19:02 | ||
439 downloads | 1.0 | Dana Glass | 2007-10-02 19:08 | ||
381 downloads | 1.0 | Dana Glass | 2007-06-01 19:06 | ||
392 downloads | 1.0 | Dana Glass | 2006-08-01 14:00 | ||
365 downloads | 1.0 | Dana Glass | 2005-01-01 19:01 | ||
367 downloads | 1.0 | Dana Glass | 2004-12-16 19:23 | ||
417 downloads | 1.0 | Dana Glass | 2004-04-21 18:58 | ||
442 downloads | 1.0 | Dana Glass | 2004-02-18 19:07 | ||
362 downloads | 1.0 | Dana Glass | 2003-07-11 19:21 | ||
381 downloads | 1.0 | Dana Glass | 2003-06-01 19:16 | ||
361 downloads | 1.0 | Dana Glass | 2003-06-01 19:10 | ||
349 downloads | 1.0 | Dana Glass | 2003-03-31 18:57 | ||
353 downloads | 1.0 | Dana Glass | 2003-03-29 19:16 | ||
356 downloads | 1.0 | Dana Glass | 2003-03-19 19:19 | ||
368 downloads | 1.0 | Dana Glass | 2003-03-09 19:13 | ||
353 downloads | 1.0 | Dana Glass | 2003-03-05 19:22 | ||
363 downloads | 1.0 | Dana Glass | 2003-01-01 19:15 | ||
378 downloads | 1.0 | Dana Glass | 2002-11-21 19:11 | ||
403 downloads | 1.0 | Dana Glass | 2002-01-23 18:39 |