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Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring  penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring.  CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.

Name Downloads Version Owner Last Modified Rating
Name Downloads Version Owner Last Modified Rating
414 downloads 1.0 admin 2016-06-06 15:10
361 downloads 1.0 Dana Glass 2015-11-15 18:40
409 downloads 1.0 Dana Glass 2014-07-07 18:38
362 downloads 1.0 Dana Glass 2012-06-01 18:59
328 downloads 1.0 Dana Glass 2008-03-29 19:02
395 downloads 1.0 Dana Glass 2007-10-02 19:08
348 downloads 1.0 Dana Glass 2007-06-01 19:06
350 downloads 1.0 Dana Glass 2006-08-01 14:00
330 downloads 1.0 Dana Glass 2005-01-01 19:01
338 downloads 1.0 Dana Glass 2004-12-16 19:23
373 downloads 1.0 Dana Glass 2004-04-21 18:58
391 downloads 1.0 Dana Glass 2004-02-18 19:07
333 downloads 1.0 Dana Glass 2003-07-11 19:21
342 downloads 1.0 Dana Glass 2003-06-01 19:16
328 downloads 1.0 Dana Glass 2003-06-01 19:10
320 downloads 1.0 Dana Glass 2003-03-31 18:57
324 downloads 1.0 Dana Glass 2003-03-29 19:16
325 downloads 1.0 Dana Glass 2003-03-19 19:19
336 downloads 1.0 Dana Glass 2003-03-09 19:13
326 downloads 1.0 Dana Glass 2003-03-05 19:22
335 downloads 1.0 Dana Glass 2003-01-01 19:15
344 downloads 1.0 Dana Glass 2002-11-21 19:11
370 downloads 1.0 Dana Glass 2002-01-23 18:39

 

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