Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring. CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.
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161 downloads | 1.0 | admin | 2016-06-06 15:10 | ||
131 downloads | 1.0 | Dana Glass | 2015-11-15 18:40 | ||
140 downloads | 1.0 | Dana Glass | 2014-07-07 18:38 | ||
125 downloads | 1.0 | Dana Glass | 2012-06-01 18:59 | ||
111 downloads | 1.0 | Dana Glass | 2008-03-29 19:02 | ||
144 downloads | 1.0 | Dana Glass | 2007-10-02 19:08 | ||
133 downloads | 1.0 | Dana Glass | 2007-06-01 19:06 | ||
130 downloads | 1.0 | Dana Glass | 2006-08-01 14:00 | ||
131 downloads | 1.0 | Dana Glass | 2005-01-01 19:01 | ||
122 downloads | 1.0 | Dana Glass | 2004-12-16 19:23 | ||
137 downloads | 1.0 | Dana Glass | 2004-04-21 18:58 | ||
133 downloads | 1.0 | Dana Glass | 2004-02-18 19:07 | ||
125 downloads | 1.0 | Dana Glass | 2003-07-11 19:21 | ||
131 downloads | 1.0 | Dana Glass | 2003-06-01 19:16 | ||
118 downloads | 1.0 | Dana Glass | 2003-06-01 19:10 | ||
120 downloads | 1.0 | Dana Glass | 2003-03-31 18:57 | ||
126 downloads | 1.0 | Dana Glass | 2003-03-29 19:16 | ||
114 downloads | 1.0 | Dana Glass | 2003-03-19 19:19 | ||
117 downloads | 1.0 | Dana Glass | 2003-03-09 19:13 | ||
120 downloads | 1.0 | Dana Glass | 2003-03-05 19:22 | ||
138 downloads | 1.0 | Dana Glass | 2003-01-01 19:15 | ||
122 downloads | 1.0 | Dana Glass | 2002-11-21 19:11 | ||
129 downloads | 1.0 | Dana Glass | 2002-01-23 18:39 |