Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring. CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.
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560 downloads | 1.0 | admin | 2016-06-06 15:10 | ||
477 downloads | 1.0 | Dana Glass | 2015-11-15 18:40 | ||
571 downloads | 1.0 | Dana Glass | 2014-07-07 18:38 | ||
528 downloads | 1.0 | Dana Glass | 2012-06-01 18:59 | ||
459 downloads | 1.0 | Dana Glass | 2008-03-29 19:02 | ||
557 downloads | 1.0 | Dana Glass | 2007-10-02 19:08 | ||
457 downloads | 1.0 | Dana Glass | 2007-06-01 19:06 | ||
535 downloads | 1.0 | Dana Glass | 2006-08-01 14:00 | ||
467 downloads | 1.0 | Dana Glass | 2005-01-01 19:01 | ||
488 downloads | 1.0 | Dana Glass | 2004-12-16 19:23 | ||
530 downloads | 1.0 | Dana Glass | 2004-04-21 18:58 | ||
551 downloads | 1.0 | Dana Glass | 2004-02-18 19:07 | ||
459 downloads | 1.0 | Dana Glass | 2003-07-11 19:21 | ||
477 downloads | 1.0 | Dana Glass | 2003-06-01 19:16 | ||
457 downloads | 1.0 | Dana Glass | 2003-06-01 19:10 | ||
438 downloads | 1.0 | Dana Glass | 2003-03-31 18:57 | ||
447 downloads | 1.0 | Dana Glass | 2003-03-29 19:16 | ||
463 downloads | 1.0 | Dana Glass | 2003-03-19 19:19 | ||
461 downloads | 1.0 | Dana Glass | 2003-03-09 19:13 | ||
441 downloads | 1.0 | Dana Glass | 2003-03-05 19:22 | ||
464 downloads | 1.0 | Dana Glass | 2003-01-01 19:15 | ||
466 downloads | 1.0 | Dana Glass | 2002-11-21 19:11 | ||
508 downloads | 1.0 | Dana Glass | 2002-01-23 18:39 |