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Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring  penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring.  CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.

Name Downloads Version Owner Last Modified Rating
Name Downloads Version Owner Last Modified Rating
161 downloads 1.0 admin 2016-06-06 15:10
131 downloads 1.0 Dana Glass 2015-11-15 18:40
140 downloads 1.0 Dana Glass 2014-07-07 18:38
125 downloads 1.0 Dana Glass 2012-06-01 18:59
111 downloads 1.0 Dana Glass 2008-03-29 19:02
144 downloads 1.0 Dana Glass 2007-10-02 19:08
133 downloads 1.0 Dana Glass 2007-06-01 19:06
130 downloads 1.0 Dana Glass 2006-08-01 14:00
131 downloads 1.0 Dana Glass 2005-01-01 19:01
122 downloads 1.0 Dana Glass 2004-12-16 19:23
137 downloads 1.0 Dana Glass 2004-04-21 18:58
133 downloads 1.0 Dana Glass 2004-02-18 19:07
125 downloads 1.0 Dana Glass 2003-07-11 19:21
131 downloads 1.0 Dana Glass 2003-06-01 19:16
118 downloads 1.0 Dana Glass 2003-06-01 19:10
120 downloads 1.0 Dana Glass 2003-03-31 18:57
126 downloads 1.0 Dana Glass 2003-03-29 19:16
114 downloads 1.0 Dana Glass 2003-03-19 19:19
117 downloads 1.0 Dana Glass 2003-03-09 19:13
120 downloads 1.0 Dana Glass 2003-03-05 19:22
138 downloads 1.0 Dana Glass 2003-01-01 19:15
122 downloads 1.0 Dana Glass 2002-11-21 19:11
129 downloads 1.0 Dana Glass 2002-01-23 18:39

 

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