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Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring  penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring.  CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.

Name Downloads Version Owner Last Modified Rating
Name Downloads Version Owner Last Modified Rating
518 downloads 1.0 admin 2016-06-06 15:10
445 downloads 1.0 Dana Glass 2015-11-15 18:40
527 downloads 1.0 Dana Glass 2014-07-07 18:38
480 downloads 1.0 Dana Glass 2012-06-01 18:59
416 downloads 1.0 Dana Glass 2008-03-29 19:02
508 downloads 1.0 Dana Glass 2007-10-02 19:08
424 downloads 1.0 Dana Glass 2007-06-01 19:06
483 downloads 1.0 Dana Glass 2006-08-01 14:00
423 downloads 1.0 Dana Glass 2005-01-01 19:01
442 downloads 1.0 Dana Glass 2004-12-16 19:23
487 downloads 1.0 Dana Glass 2004-04-21 18:58
516 downloads 1.0 Dana Glass 2004-02-18 19:07
420 downloads 1.0 Dana Glass 2003-07-11 19:21
436 downloads 1.0 Dana Glass 2003-06-01 19:16
412 downloads 1.0 Dana Glass 2003-06-01 19:10
403 downloads 1.0 Dana Glass 2003-03-31 18:57
409 downloads 1.0 Dana Glass 2003-03-29 19:16
417 downloads 1.0 Dana Glass 2003-03-19 19:19
423 downloads 1.0 Dana Glass 2003-03-09 19:13
406 downloads 1.0 Dana Glass 2003-03-05 19:22
420 downloads 1.0 Dana Glass 2003-01-01 19:15
424 downloads 1.0 Dana Glass 2002-11-21 19:11
464 downloads 1.0 Dana Glass 2002-01-23 18:39

 

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