When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 510 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 526 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 548 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 475 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 536 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 518 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 461 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 621 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 480 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 536 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 525 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 496 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 463 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 468 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 492 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 510 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 543 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 575 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 478 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 496 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 521 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 536 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 447 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 532 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 624 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 509 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 532 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 520 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 552 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf