When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 203 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 177 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 188 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 170 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 182 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 178 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 164 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 212 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 185 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 165 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 177 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 166 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 163 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 163 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 171 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 167 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 189 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 242 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 172 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 153 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 178 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 179 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 162 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 169 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 238 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 179 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 187 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 157 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 177 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf