When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 1113 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 942 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 878 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 772 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 894 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 872 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 802 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 994 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 814 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 938 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 838 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 819 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 862 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 824 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 810 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 846 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 970 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 965 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 836 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 843 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 844 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 892 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 763 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 868 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 942 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 835 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 892 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 875 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 903 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf