When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 266 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 260 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 265 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 238 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 264 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 260 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 227 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 313 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 253 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 236 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 267 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 245 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 228 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 229 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 242 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 234 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 257 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 331 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 236 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 218 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 262 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 280 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 226 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 265 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 333 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 258 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 258 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 248 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 248 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf