When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 1159 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 987 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 906 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 806 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 926 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 907 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 847 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 1041 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 849 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 990 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 885 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 864 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 914 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 872 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 862 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 894 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 1025 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 1013 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 880 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 872 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 880 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 974 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 802 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 901 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 973 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 868 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 930 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 915 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 942 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf