When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 401 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 408 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 429 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 364 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 417 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 399 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 353 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 476 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 382 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 414 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 424 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 384 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 363 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 351 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 373 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 393 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 394 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 466 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 369 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 359 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 405 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 417 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 350 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 408 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 517 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 404 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 411 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 392 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 416 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf