When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 296 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 292 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 297 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 263 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 297 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 287 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 255 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 346 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 281 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 269 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 298 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 273 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 257 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 254 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 268 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 262 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 283 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 359 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 264 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 247 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 290 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 309 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 253 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 300 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 361 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 288 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 286 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 276 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 277 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf