When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 351 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 360 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 362 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 316 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 354 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 344 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 307 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 417 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 336 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 333 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 361 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 327 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 319 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 306 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 322 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 344 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 335 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 414 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 317 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 302 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 360 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 366 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 304 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 358 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 438 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 347 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 352 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 335 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 349 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf