When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 444 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 466 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 480 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 405 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 468 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 458 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 397 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 539 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 421 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 473 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 469 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 435 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 403 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 401 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 425 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 442 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 467 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 512 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 412 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 414 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 456 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 470 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 384 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 467 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 561 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 447 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 467 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 439 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 487 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf