When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 809 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 561 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 580 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 513 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 577 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 556 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 489 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 668 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 515 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 567 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 554 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 534 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 493 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 505 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 523 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 544 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 589 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 610 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 527 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 534 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 555 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 568 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 480 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 562 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 663 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 543 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 566 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 547 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 589 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf