When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 831 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 590 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 601 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 537 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 598 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 582 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 514 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 695 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 531 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 593 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 576 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 550 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 518 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 525 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 544 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 564 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 617 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 629 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 556 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 559 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 582 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 595 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 501 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 588 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 677 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 562 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 591 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 573 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 613 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf