When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 521 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 541 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 561 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 491 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 549 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 535 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 474 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 643 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 496 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 548 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 540 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 514 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 477 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 483 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 507 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 522 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 560 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 586 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 500 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 515 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 536 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 550 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 459 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 545 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 642 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 523 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 547 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 534 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 568 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf