When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 386 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 390 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 407 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 350 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 395 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 379 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 337 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 453 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 369 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 391 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 406 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 367 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 350 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 337 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 357 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 377 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 377 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 448 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 355 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 345 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 392 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 399 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 336 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 389 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 496 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 386 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 391 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 372 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 392 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf