When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 1146 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 975 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 901 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 795 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 917 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 901 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 834 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 1029 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 840 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 979 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 868 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 854 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 901 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 858 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 849 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 882 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 1008 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 1001 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 869 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 865 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 871 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 947 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 792 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 892 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 966 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 863 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 918 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 904 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 933 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf