Who We Are
How You Can Help
Insurance Credit Scoring
1701A S. 2nd Street
Austin TX 78704
(512) 912 1327
(Fax) 912 1375
In 1997, CEJ issued a report conclusively establishing that Texas auto insurers force Texans in low income and minority communities to buy higher-priced policies to comply with mandatory insurance laws. Our follow-up report identified the insurers with the worst records. In response to our second report, the Department initiated investigations of some of the companies we identified. In addition, CEJ testified about the use of underwriting guidelines to redline at the National Association of Insurance Commissioners in December, 1998.
Insurers have reacted to our studies by filing
lawsuits to suppress all releases of insurance availability data. Numerous state senators
and representatives are requesting that data to investigate insurance redlining.
Additional information includes a press release on the rate increase of TAIPA, often a last-resort auto insurer. Detailed testimony on a TAIPA rate hearing is also available. Finally, a press release points the finger at specific companies on their records of discrimination.