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Insurance Credit Scoring
1701A S. 2nd Street
Austin TX 78704
(512) 912 1327
(Fax) 912 1375
CEJ is an active participant in national policy debates on the future of state insurance regulation. After Congress passed the Gramm Leach Bliley Act (GLB) in 1999, state insurance regulators, through the National Association of Insurance Commissioners (NAIC) embarked on a program to “modernize” state insurance regulation. In part, the insurance regulators were reacting to the passage of GLB and fears that a federal insurance regulator would be created by Congress. The insurance industry siezed upon these events to press the state regulators for a radical program of insurance deregulation.
In addition to testimony before the NAIC on various issues, CEJ has testified before the National Conference of Insurance Legislators (NCOIL) and the National Conference of State Legislatures (NCSL). CEJ Executive Director Birny Birnbaum has testified before the Streamlining Insurance Regulation Task Force of NCSL in 2002 and 2003.
Birnbaum serves on the NAIC Consumer Board of Trustees and testifies on a variety of issues before the
CEJ has also testified on credit insurance and credit scoring at the NAIC, NCOIL and NCSL. Please refer to those pages for links to that testimony.