When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 887 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 657 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 656 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 597 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 654 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 640 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 574 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 763 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 584 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 665 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 622 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 598 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 575 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 589 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 590 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 612 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 691 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 688 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 615 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 612 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 632 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 656 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 546 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 632 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 720 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 613 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 652 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 632 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 670 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf