When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 811 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 563 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 581 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 515 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 579 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 559 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 491 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 669 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 517 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 570 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 556 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 536 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 497 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 506 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 524 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 545 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 592 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 611 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 530 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 536 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 556 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 570 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 482 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 564 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 664 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 546 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 568 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 548 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 590 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf