When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 1007 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 796 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 766 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 691 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 783 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 774 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 713 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 884 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 712 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 807 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 742 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 711 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 723 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 717 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 713 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 735 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 844 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 837 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 752 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 733 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 744 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 783 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 668 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 762 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 853 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 736 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 796 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 767 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 792 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf