When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 847 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 611 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 614 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 551 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 614 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 597 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 528 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 721 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 544 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 612 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 590 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 562 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 537 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 543 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 558 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 577 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 638 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 647 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 574 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 573 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 593 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 609 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 511 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 601 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 688 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 580 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 608 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 590 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 630 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf