When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 1047 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 840 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 816 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 720 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 819 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 815 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 748 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 928 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 762 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 856 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 781 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 750 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 770 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 761 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 745 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 778 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 887 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 876 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 786 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 784 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 789 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 817 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 705 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 812 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 892 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 768 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 839 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 805 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 832 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf