When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 872 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 640 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 644 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 582 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 641 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 623 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 555 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 751 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 566 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 647 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 613 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 586 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 563 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 573 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 578 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 602 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 678 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 674 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 598 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 597 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 617 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 637 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 533 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 618 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 707 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 599 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 634 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 615 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 652 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf