When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 814 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 573 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 586 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 521 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 585 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 564 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 500 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 676 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 519 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 576 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 562 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 538 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 502 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 513 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 529 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 552 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 598 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 617 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 538 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 542 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 564 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 579 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 487 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 571 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 666 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 549 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 574 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 553 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 598 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf