When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 862 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 630 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 635 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 569 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 631 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 614 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 543 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 742 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 559 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 630 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 606 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 581 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 555 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 566 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 573 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 599 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 657 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 663 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 592 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 591 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 610 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 631 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 530 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 612 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 705 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 592 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 629 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 609 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 645 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf