When consumers take out a mortgage or auto loan, the lender requires the consumer to maintain property or auto insurance, respectively, to protect the property or vehicle servicing as collateral for the loan. The lenders typically track whether borrowers maintain the required insurance and, if they do not, force-place insurance on the property or vehicle and then charge the borrower for the insurance. There is a long history of overcharges and other abuses in force-placed insurance markets (also called lender-placed insurance or collateral protection insurance). The Center for Economic Justice has authored reports and testimony urging regulators and policymakers to stop overcharging consumers. CEJ has testified before the United States Congress, in front of state insurance regulators at the NAIC, and in many individual states. Our work has led to massive rate reductions and hundreds of millions of dollars of savings for consumers.
| Name | Downloads | Version | Owner | Last Modified | Rating |
|---|---|---|---|---|---|
| Name | Downloads | Version | Owner | Last Modified | Rating |
| 838 downloads | 1.0 | Dana Glass | 2017-06-08 17:14 | ||
| 599 downloads | 1.0 | Dana Glass | 2017-06-07 17:18 | ||
| 604 downloads | 1.0 | Dana Glass | 2017-06-06 16:10 | ||
| 542 downloads | 1.1 | Dana Glass | 2017-06-05 16:13 | ||
| 606 downloads | 1.0 | Dana Glass | 2017-06-05 16:12 | ||
| 589 downloads | 1.1 | Dana Glass | 2016-08-09 16:44 | ||
| 520 downloads | 1.0 | Dana Glass | 2016-07-22 17:21 | ||
| 704 downloads | 1.0 | Dana Glass | 2016-07-22 16:08 | ||
| 536 downloads | 1.0 | Dana Glass | 2016-07-21 17:19 | ||
| 601 downloads | 1.0 | Dana Glass | 2016-06-20 17:24 | ||
| 582 downloads | 1.0 | Dana Glass | 2016-06-06 17:07 | ||
| 556 downloads | 1.0 | Dana Glass | 2016-02-15 17:23 | ||
| 524 downloads | 1.0 | Dana Glass | 2014-03-31 15:55 | ||
| 531 downloads | 1.0 | Dana Glass | 2014-03-28 17:31 | ||
| 550 downloads | 1.0 | Dana Glass | 2013-11-07 15:58 | ||
| 568 downloads | 1.0 | Dana Glass | 2013-07-15 15:51 | ||
| 627 downloads | 1.0 | Dana Glass | 2013-05-29 15:53 | ||
| 634 downloads | 1.0 | Dana Glass | 2013-05-28 16:06 | ||
| 566 downloads | 1.0 | Dana Glass | 2013-05-13 17:35 | ||
| 565 downloads | 1.1 | Dana Glass | 2013-04-08 17:55 | ||
| 586 downloads | 1.0 | Dana Glass | 2013-01-29 16:03 | ||
| 600 downloads | 1.0 | Dana Glass | 2013-01-11 16:01 | ||
| 504 downloads | 1.0 | Dana Glass | 2012-10-25 15:56 | ||
| 593 downloads | 1.0 | Dana Glass | 2012-10-09 17:28 | ||
| 680 downloads | 1.0 | Dana Glass | 2012-08-09 18:14 | ||
| 570 downloads | 1.0 | Dana Glass | 2012-07-03 18:00 | ||
| 597 downloads | 1.0 | Dana Glass | 2012-06-17 17:33 | ||
| 577 downloads | 1.0 | Dana Glass | 2012-06-04 17:46 | ||
| 619 downloads | 1.1 | Dana Glass | 2012-05-21 18:04 | ||
CEJ Comments and Draft Demonstrating Feasibility of Single Model Covering LPI Auto and LPI Home 170608 - cej_comments_lpi_model_wg_example_170608.pdf