Since the mid 1990’s, insurers have been using consumer credit information for insurance pricing—resulting in so-called credit-based insurance scores. Insurance credit scoring is profoundly unfair to consumers for a variety of reasons. Among other problems, insurance credit scoring penalizes consumers who are victims of economic, natural or medical catastrophes. These consumers pay higher auto or homeowners insurance rates simply because an unscrupulous lender made a deceptive loan or because a consumer is forced to pay huge medical bills because of a dread disease. Insurance credit scoring undermines the critical loss prevention role of insurance. The Center for Economic Justice fights insurers’ use of credit scoring and calls out industry apologists who blame the victims of insurance credit scoring. CEJ’s research, reports and testimony on insurance credit scoring is the definitive resource on the subject.
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648 downloads | 1.0 | admin | 2016-06-06 15:10 | ||
576 downloads | 1.0 | Dana Glass | 2015-11-15 18:40 | ||
671 downloads | 1.0 | Dana Glass | 2014-07-07 18:38 | ||
618 downloads | 1.0 | Dana Glass | 2012-06-01 18:59 | ||
550 downloads | 1.0 | Dana Glass | 2008-03-29 19:02 | ||
644 downloads | 1.0 | Dana Glass | 2007-10-02 19:08 | ||
539 downloads | 1.0 | Dana Glass | 2007-06-01 19:06 | ||
620 downloads | 1.0 | Dana Glass | 2006-08-01 14:00 | ||
565 downloads | 1.0 | Dana Glass | 2005-01-01 19:01 | ||
580 downloads | 1.0 | Dana Glass | 2004-12-16 19:23 | ||
626 downloads | 1.0 | Dana Glass | 2004-04-21 18:58 | ||
640 downloads | 1.0 | Dana Glass | 2004-02-18 19:07 | ||
555 downloads | 1.0 | Dana Glass | 2003-07-11 19:21 | ||
564 downloads | 1.0 | Dana Glass | 2003-06-01 19:16 | ||
560 downloads | 1.0 | Dana Glass | 2003-06-01 19:10 | ||
532 downloads | 1.0 | Dana Glass | 2003-03-31 18:57 | ||
518 downloads | 1.0 | Dana Glass | 2003-03-29 19:16 | ||
534 downloads | 1.0 | Dana Glass | 2003-03-19 19:19 | ||
536 downloads | 1.0 | Dana Glass | 2003-03-09 19:13 | ||
527 downloads | 1.0 | Dana Glass | 2003-03-05 19:22 | ||
559 downloads | 1.0 | Dana Glass | 2003-01-01 19:15 | ||
540 downloads | 1.0 | Dana Glass | 2002-11-21 19:11 | ||
609 downloads | 1.0 | Dana Glass | 2002-01-23 18:39 |